PRE-EXISTING CONDITION IN THE WOMB?

Thirty-five years ago, our first son was born and, expecting only good things, we happily paid the extra health insurance premium to add him to our policy.

A few weeks later, the health Insurance company wrote saying they had denied coverage of his medical expenses based upon a determination that he suffered from “a pre-existing condition in the womb.” He was born with two “medical anomalies” – physical issues that threatened his life and required immediate hospitalization…